Have trouble with payments? First, we recommend trying again with a different card. If this won't work, you'll most likely have to contact your bank to determine the cause of the error.
Payment is declined (past due status)
When a payment is declined, credit card companies don't give vendors (in this case, Nicereply) the reason why a payment was declined, as a matter of privacy. There are, however, two common reasons which solve most of these declined errors.
One is insufficient funds on the card. The second is that the card company flagged the payment as suspicious or potentially fraudulent. The way to solve that would be to contact the card company to get them to authorize the transaction, and then try again.
For any other billing errors, you will most likely need to contact your bank and inquire as to why the card is not being accepted. When speaking with your bank, please provide them with the details of the dates and amounts of the transactions that are not going through.
Possible reasons for a card being declined include:
- The amount is over the card's limit or available funds at that time.
- A hold on the account.
- The bank does not accept transactions from certain websites or online merchants.
- The bank will not allow an international transaction without specific approval for the merchant (Nicereply is based in the European Union).